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Public Liability Insurance Question

Discussion in 'Starting a business' started by NickMorris, Jan 9, 2012.

  1. NickMorris

    NickMorris Active Member

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    I'm thinking of starting a business that would organise song and dance flashmobs in public places for businesses. I'm just wondering whether I would need public liability insurance or other insurance for this sort of thing and how much it might cost.

    This is what an event might look like: http://www.youtube.com/watch?v=qoMSCuid_Ec

    Thanks
  2. EmbalmSkincare

    EmbalmSkincare Active Member

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    hi there,

    I would assume that you'd need at least public liability insurance. If someone at one of your events trips over something... you should cover yourself but also, the council requires a certificate of insurance otherwise they won't let you have an event anywhere.

    Not sure how much it would cost though.

    Good luck!

    Regards,
    Mel
  3. tonyk

    tonyk Well-Known Member

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    i would suggest checking out imar.com.au - great value for money.
  4. 19606#deleted

    19606#deleted Banned

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    Hey,

    You would TOTALLY need PL insurance and it's probably not going to be cheap ebcause you work at different locations with hundreds of people. I use a broker called I H Group. I was quoted up to $695 for my business by the mainstream places but IH Group goes through B2B insurers that insure based on individual risks rather than the retail blanket approach to insurance. I pay $128 a year for the same coverage as AAMI, NRMA and all the others that wanted $500 plus

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