Oh, no it’s happened again. I’ve just finished a conversation about money management skills with yet another person who’s allowed money to wreak havoc.

Here’s the scenario: This soloist, who in the interest of client retention I shall refer to as ‘David’, runs a one-person creative business.

David is very good at his work and is acknowledged far and wide as someone with a unique talent.

This makes him feel good and most days he whistles a lot and smiles at strangers.

David is undoubtedly creatively fulfilled and loves just about everything to do with flying solo.

Sadly though, there’s one aspect of his work that regularly trips him up and messes with his head: pretty well anything to do with money management.

David can’t bear talking about money. He hates being pushed to discount and he loathes having his invoices questioned. In particular, he detests what happened last week – a client took his work and refused to pay.

The thing is, all these yukky money management scenarios have a habit of reoccuring for David. Why is that? What’s going on? What should David do to reverse this pattern?

I have some views on money management skills, but for once in my life I’m going to keep quiet.

Want more articles like this? Check out the financial management section.

Instead I’m throwing this open to the wisdom of the crowd. What advice do you have for David? What’s your top money management tip?

Share your thoughts below and I’ll compile the responses into a future, lengthier article.