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Sam is correct regarding HPs v Leases. HPs have much higher deductions initially that trail off over time. Leases have fixed deductions over the like of the lease (apart from the residual at the end). At some point the 2 crossover if you were looking at a line graph.

As has been said if you are looking at buying or financing it really does depend on whether you have the financial resources to pay outright or whether those resources can be allocated to a better purpose? Can those funds be used elsewhere to generate more income than the cost of the finance?