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marsmac
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Thanks for your replies.

What I have discovered is that unless you are a business racking up a solid number of electronic transactions, or high $$$ worth, then the banks don’t cater for your business. Its not in their interest to support small/start up businesses unless you can afford it.

In this day and age when people take 10 seconds to determine whether they close your website or not, trying to come up with good user experiences is important. i.e. good payments system. Of course, if you are offering a good enough product or service then people will buy from you regardless of how they have to pay.