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BrightSpark
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Just a thought:
While you are trying to work out going full time self employed remember that once you take on businesses and until you have someone else to rely on to help out, you will be at their call.

There is no holidays or time off if there is a fault with their computers etc. Businesses don’t want to wait until you get back from your skiing or whatever if their server has stopped working. You may have someone to assist you in this regard but they are not you and won’t do things the way that you would do things and may not relate to the customer in the same way that you do.