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I honestly dont think I will ever purchase a new computer again. The quality and quantity of ex govt/corp computers available is fantastic.

For most office processes, a 3-4 year old computer will have no problems. My (owned since new) 4 year old MYOB/MS Office PC recently started playing up. It turned out being a ram fault so I removed the faulty stick and are running with 512MB no problems.

Some may argue that you run the risk of an older computer failing but new computers fail too and at the end of the day the physical machine is nowhere near as important as data stored on. So spend maybe $500 on a used PC and new printer, and make sure you have a good backup system be it online or physical.