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jetbookkeeping
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It is very easy to do, just set up a bank account in your daughters name with you and your wife as signatories. Choose the option that it needs 2 signatories to make payments. That way, your daughter needs your signature to get money out. And do not have a bank card for it, but I guess that is obvious.
There are some accounts with decent interest rates (e.g AMP Banking and UBank).
Good luck
Alexander