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I think the professor you talked too might of exaggerated things a bit here. It’s not THAT difficult to get a merchant facility.

Nice website btw.

Yeah, they usually have a checklist:
– abn number
– business plan
– etc etc

Try using eway.com.au.

If it doesn’t work out for u in the end, i have used Paypal.. but you have to watch out for chargebacks without good reason, and sometimes they will limit your account without good reason.

Paymate I have used, they are great, but a bit limited with only Visa or mastercard.

Just keep trying.