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onlineiq
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I think it depends very much on what comes with it.

If it includes servers which comply with PCI requirements, ongoing upgrades to the software, integration with payment gateways and good support, then I think it is really worthwhile.

Which system are you exploring?

I use Adobe Business Catalyst, and the pricing there for ecommerce solutions starts at $42 per month – however this does not include the configuration – this is after the site has been configured and customised.

cheers
URsh