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Cjay
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Andrew is a FP it seems, not a MB and as such wouldn’t be able to offer loans. This would be why he is looking for a referral relationship where he can direct business to.

Referral relationships are excellent, however I shy away from commision based as in the Mortgage Broking industry it must be disclosed and the integrity of both businesses comes into question at that point.

Informal referral relations can be much more rewarding, where you can refer clients to quality services who likewise relay business to you (if you are good at what you do of course!).

– Corey