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Davey
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Thank you all for replying – very appreciated.

Firstly, bluepenguin, me type bad English. My business partner and I have no staff – the staff member mentioned in my post is my accountant’s new staff member.

We are definitely turning over under $75,000 net each year. We started off quite well, but the retail down turn has affected us in the most recent of months.

Lots for me to read, and absorb. Thanks again! :)