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We use BillBuddy, a small independent company and we basically pay a per transaction fee plus the credit card percentage of 1.8%. We mainly chose them because they interact with our billing system as well.

But you could look at ANZ or St George, they have great options also. Not to mention of course, PayPal which is cheap and fast to set up.

Most can give you real time confirmation of funds and payment also and will pay back into your business bank account.

Good luck!