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Zava Design
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Skype number, going to voicemail.

Landline number > mobile number.
Get emailed when you have a message rather than needing to check in even if no messages.

And by Paypal “fees are higher than what the bank is offering”, you’re meaning the per transaction fees, yeah, not any setup fees, which there aren’t any?

But Eway is a good option, better than Paypal imho if you’re happy with the up front fee.