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Definitely look at separation if you house loan is involved. See if the bank will lend in your names for the loan against the house and then allow you to on lend money to your business. Make sure this loan is secured by a charge or some other security over the business or its assets.

That way if the business gets in trouble, you are a secured creditor of the business and the bank is a secured creditor of yours, not the bank being a secured creditor of the business. Has multiple implications for either entity and you should see a solicitor to discuss. Too many people lose their house when their business has gone bad, even though they personally could have afforded to keep making the repayments.

Darryl