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Craig.Smith
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Hi,

Welcome to the forum, unfortunately I can’t answer your specific questions. However every state has different laws regarding the size of the job when requiring a builders license and also when insurance is mandatory. I believe in victoria domestic builders insurance is necessary for jobs over $12k.

If you don’t get the answers you’re after on this forum. I know this question comes up quite frequently on Renovate Forum, so have a look there too.