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I haven’t bought a cafe/restaurant/take away but I tried to buy one a year ago.

I was consulting SBX business brokers they were pretty good in getting back to me with information. But, I had to go through their website and contact them based on the business I want to get information on. So, it would be a good idea to register your interest on their website?

I guess banks won’t talk to you unless you have a security or personal assurances. If you have a business plan and have some savings to show then you probably can approach banks.

Good luck with you venture. I hope someone with more information may shed some more light!