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Hi Jordan,

Basically if you are undertaking work that requires a licence and you do not currently hold that licence, then you will not be covered by your Public / Products Liability insurance policy. You would also face sanctions from Fair Trading for being an unlicensed contractor.

You will find that you can’t get cover for this as it is a moral hazard which insurers won’t consider.

Sorry to be the bearer of bad news but I would wait until the licence arrives and then be ready to go….