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I think you may have misconstrued my offer, or more likely I worded it badly … I would not require or want any access to your account or business in any way.
Having decided that you will DIY, and probably go Open Source (read free) you will have little option but to go for shared hosting given your budget.
What I was suggesting is a way to have your own free account (perfectly legit) that leverages off world class scalable Cloud services … it requires no coding ability, but it does require thinking outside the box using options that you are unlikely to find unless you frequent the world of serious web development.
Here’s one, https://www.openshift.com …