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Dave Gillen – Former FS Concierge
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Hi [USER=70013]@Stitches[/USER],

If you’re having no problem keeping records, then there may not be a strong reason to change. Considering you’re a micro business, one problem that can pop up with a business account is having to make sure there’s always enough money in there to cover outgoing expenses.

That could be a good thing if you’re looking for more discipline and clarity around your numbers, but it may be less convenient if your biz has low or irregular cash-flow. Example – if you make $500 in month 1, and then your biggest annual bill comes in ($600), you might need $100 from your personal account, so in this case the desired simplicity of a business account could elude you.

Dave