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Sylvia Doughty
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Thank you everyone for taking the time to reply and for your valuable input.

Yes a 50% deposit for a fixed rate project is a must for me. This has proven to be very effective and puts my mind at ease, particularly if there are outsourced costs involved, at least I am covered.

So far I have quoted and under quoted my time to finish some jobs and I guess that is something that I will learn as I go.

For those of you that quote on a fixed price, do you add a contingency to the quote and how much would you consider to be a fair amount?