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Mischelle
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Hi Kim,

You really should get Product Liability for this. It is all about protecting yourself if something goes wrong. There are many providers who offer a combined package for Public and Product liability

We are growing into a litigious society which is a shame, but it’s part of business life now, so insurance is very important.

You can go for the lower limit IE $5 Million which you can get “Premium Funding” for to help manage your cash flow (This is what insurance company’s call monthly payments)

Good luck and I suggest you get online and do a few quotes.

Cheers
Mischelle :):)