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Paul – FS Concierge
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Just for info, Stripe Atlas is pretty new and I agree about the adding complexity that you want to avoid.

I used to own and run a US based website and paid taxes on income here, sucking up the huge PayPal fees along the way which was less than ideal so I see where you are coming from.

I have a Stripe account here for my Aussie business and have found it to be a good experience.

You may have to choose between a bunch of less than ideal choices in the end but can I suggest running the projected numbers through a spreadsheet to find out which is the least bad choice.

Good luck.