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Steve the Bartender
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We use Stripe and have negotiated a cheaper rate but on first sign up it’s 1.75% +$0.30. Pretty straight forward and easy approval.

Otherwise if you are after Australian, eWay is the go. I used them many years ago when it was only the merchant facility option – now they have an all-in-one solution (no need for a merchant facility with a bank). They charge 1.9% +$0.30 per transaction.