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steve201, post: 261763, member: 13649 wrote:
If it were me, I would do a budget and negotiate on a monthly basis.

For example -say $375.00 per month you may need a credit advisor to help like My Budget.
I can pay $20k lump sum for settle ment but they want 49k
I have heard they take 30 to 40 % amount for lump some