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#1218837
bb1
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Just from my reading of your question, you have only being to a broker, who wont give you any guidance on what you could do. Why don’t you go directly to the bank, they may still knock you back, but they all say they are willing to help, so at least they should be able to tell you what you could potentially do (reduce loan, etc) to get at least some approval.

Most brokers just feed the numbers in, and wait for a yes or no, they don’t actually go in to bat for you in difficult cases. Talk to your bank.