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Many thanks again james…. appreciated… super withdrawal would be a last resort for us as i dont have a lot and lost quite a bit of what i did have back in 08…. personal super contributions were on my list for this year and beyond as have just finished paying off other business assets and we were having a good year until now…. for the short term we are ok, im more concerned about what the future holds. But i/we will survive may have diverisfy a little a change the way we do some things but that is given for the whole world after this i rekon…. btw the human side of this carries much more value than finances, im just concerned for my family and would like to see to some help for ALL workers…. time will tell… stay safe all