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Thanks James – good advice. You said that the extra cost is marginal at $100 a year. I don’t understand this as I currently pay $4 a year and I would expect that a standard subscription would be about $300 a year. Is your estimate not taking into account the extremely low amount I pay for the subscription?

You might be using reckon one – maybe if you could specify your exact subscription. Sometimes they also have watered down ledger / cash book only versions which are super cheap. I very much doubt any platform is offering the fully functional version (unlimited feeds, invoices, payroll etc) at a sustained price of $4pm. So let’s see what version you have and then I can offer some feedback