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As a small business owner who’s been mainly accepting bank transfers, it’s understandable that you may be unsure about setting up credit card payments. It’s not necessarily a scam, as credit card payments are a common method used by many clients.

To start accepting credit card payments, you can look into popular payment processing services such as Stripe, Square, or PayPal. These platforms allow you to accept credit card payments from your clients securely and efficiently, often with minimal setup fees and competitive transaction fees.

Before you decide on a payment processor, research each provider’s fees, features, and any user reviews to determine which one best suits your business needs. Once you have chosen a provider, you can follow their setup process, which usually involves creating an account, connecting it to your bank account, and integrating their payment gateway into your invoicing system or website.

As a precaution, always remain vigilant for signs of potential scams, such as requests for immediate payment or sensitive personal information. Be sure to verify your client’s identity and communicate professionally to ensure a secure and successful transaction.

Good luck with your new client, and I hope this advice helps you expand your payment options and grow your business!