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    Hi, asking on behalf of my son. He has been running his own business for several years, basically paying his own way with the occasional loan from us. He hasn’t been able to get a bank loan or credit card, as he has no credit history. Such a vicious circle – no credit history without having a credit card, but can’t get a credit card because of his lack of history. Is there a bank or lending institution out there that would be able to help? We applied for a credit card recently, only a $1500 limit, but still a no. He banks with Members Equity, they don’t have credit cards.
    Any advice would be much appreciated, such a frustrating issue.

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