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  • May 9, 2018 at 10:02 pm #998622
    chelseaa
    Member
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    Hello,

    I’ve been trying to find out what sort (if any) of insurance I should have to cover myself and my company.
    I’m selling my handmade art online… other people are saying I don’t need insurance or insurance companies think my business is ‘high risk’ and wont cover me?

    Anyone have any personal experience or knowledge about this sort of thing?

    May 10, 2018 at 12:05 am #1215068
    John Debrincat
    Member
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    chelseaa, post: 259157, member: 110959 wrote:
    Hello,

    I’ve been trying to find out what sort (if any) of insurance I should have to cover myself and my company.
    I’m selling my handmade art online… other people are saying I don’t need insurance or insurance companies think my business is ‘high risk’ and wont cover me?

    Anyone have any personal experience or knowledge about this sort of thing?
    Hello [USER=110959]@chelseaa[/USER] what are you trying to insure against? Is it standard business insurance? Basic insurance for any business is import but it comes down to type of insurance you are after.

    John

    May 10, 2018 at 4:29 am #1215069
    Paul – FS Concierge
    Keymaster
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    Hi And Welcome to Flying Solo [USER=110959]@chelseaa[/USER] . It is great to have you!

    Thank you for joining our community and posting today.
    A broker here [USER=37857]@alliedib[/USER] may be able to help.

    If you don’t here back here soon, ring a business insurance broker.

    Cheers

    May 12, 2018 at 8:39 am #1215070
    alliedib
    Member
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    chelseaa, post: 259157, member: 110959 wrote:
    Hello,

    I’ve been trying to find out what sort (if any) of insurance I should have to cover myself and my company.
    I’m selling my handmade art online… other people are saying I don’t need insurance or insurance companies think my business is ‘high risk’ and wont cover me?

    Anyone have any personal experience or knowledge about this sort of thing?

    It would really depend on what risks you have and what you want to transfer to an insurance company. Unfortunately from what you’ve mentioned above there’s not enough detail to make suggestions on what you should consider. I would suggest getting in contact with an insurance broker to discuss your business.
    One thing – what companies are saying an artist is high risk? I’ve insured plenty on my time so I can’t see what the issue is…

    Regards,

    Mark

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