Home – New Forums Other discussions Public Liability Insurance???

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  • #968141
    siringo
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    • Total posts: 39
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    I’m looking at a contracting position with a Victorian state government dept. that requires me to have public liability insurance.

    I’ve done pretty much no investigation into it, but the one thing I do know is that public liability insurance can cost over $10,000+ which is way outside my budget.

    The position sounds very interesting, I need the work and there is very little work available where I live.

    What are the alternatives to me paying for public liability insurance? There must be some as I’m 100% sure not everyone can afford a $10,000+ insurance premium per year.

    Thanks in advance.

    #1031178
    abacus
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    $10,000 ???

    Our broadform liability insurance is with QBE and covers both
    Public and product Liability up to $10 million

    http://www.qbe.com/Version_2/pace/html/SRU/QBE_SRU_Liability_Solutions.html?3#3

    This insurance costs us a grand total of $46.66 per month.

    Ring an insurance broker in your area and get a policy that suits your needs.

    Good luck

    #1031179
    Trish FCA
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    Hi Abacus,

    Can I suggest you contact Richard White at White Insurance Brokers

    info@whiteinsure.com.au

    He helped me out with my professional indemnity insurance and his rates were very competitive and he knows his stuff.

    Cheers,

    #1031180
    siringo
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    Thank you both very much for your help, greatly appreciated.

    I actually goofed, I’m looking for Professional Indemnity Insurance as I work in the IT arena.

    #1031181
    natj
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    Hi, I have both PL and Prof I and both cost me under $2K. Again, go back to your broker and ask them for a quote. It might take them 3/4 days for them to get back to them, but it would be silly to miss such a nice contract opp just because you missed on insurance.
    Good luck with it all.

    #1031182
    wrs
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    I would be more than happy to provide a quote for you. Generally speaking if it is an office based role your premium should be well under $1,000 per annum.

    Regards,

    James

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