Greg_M

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  • #1224717
    Greg_M
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    You only have one ABN, the business names attached to it don’t become seperate separate entities without their own ABN imo.

    Sounds to me like you need to do the GST thing…and talk to an accountant

    #1224667
    Greg_M
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    Apart from being opinionated rubbish, this is a lot of words to flog a dodgy brothers finance company (Kabbage).

    #1223738
    Greg_M
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    I quite like the template/theme, seems like a pretty solid first go to me.

    The only thing I really didn’t like was the small font size on the listings.

    The map, if you don’t delete it is easy to fix with new latitude and longitude parameters.

    It also occurred to me that ‘dashboard’ should be paired with ‘my account’ and only show to a logged in user…everything else should default to a sign up page imo.

    Good luck with it.

    #1223432
    Greg_M
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    Always be truthful
    Provide value for money
    Over deliver on service

    #1223297
    Greg_M
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    I’ve found insurance is essential, often expensive but not always reliable when the proverbial hits the fan.

    In my past I worked in a very dodgy sector where litigation was a standard process when there was trouble.

    My solution was to get an accountant to set up a discretionary trust controlled by a company structure. Supposedly the closest thing to bullet proof for protecting assets in Oz…I’ve never had to test it out, but have found the structure useful in other ways so I still have it.

    I don’t think you can eliminate all risk, there’s a direct correlation between risk and profit it’s really what you’re comfortable with.

    If you can’t handle any risk, probably better to get a job and stay under the doona.

    #1223338
    Greg_M
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    I’m with Bert on this one.

    I think food is just recipes, until you add personality. Which is how chef’s make their name.

    Even more so if the format is a blog.

    #1223119
    Greg_M
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    I’d already started on a program to clean my act up a bit last year. My ageing body started letting me know I couldn’t keep hammering it, so I had made a return to Vedic meditation and cutting out some crap food.

    The pandemic has given me the opportunity to go a step further via an old mate who has returned to Oz after many years in Europe teaching meditation and Araveydic medicine and cooking.

    I recently completed a 10 day cleanse, including fasting and learning some yoga to go with the meditation. Two days without food is a bit rough if you don’t have a reason to hide away!

    It was definitely worth the effort, left me with more energy and l lost weight and started some better food habits

    As a by product I have actually learned to cook some vegetarian dishes much to my partners surprise (first time in 30 years I’ve done the bulk of the cooking).

    Bit of a shameless plug, but I’m actually continuing a cooking course via my old mate Tim’s website, he has few good freebie recipes that only take 15 minutes to prepare and they won’t make you gain any weight and they taste good.

    https://yogaofthekitchen.com/

    Must admit I did miss chocolate.

    #1222895
    Greg_M
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    bb1, post: 269689, member: 53375 wrote:

    A solid customer base is definitely a must and bloody hard to establish in any service business. Especially if the entry point for new players is pretty easy. Construction/building can be one of those, it certainly is in Vic.

    One thing I have to commend about SA is that you need a license even to work as a subby here (not so in Vic). Even with all my building experience I can’t legally do a job here without one.

    That does seem to help put a floor under pricing.

    The client in Vic that I still work for on tender submissions is already factoring in dropping his pricing by 20% and see where it goes from there.

    He and I both have memories (haunted) of the 90’s when contractors would work for less than 50% of what they were getting 6 mths earlier.

    #1222894
    Greg_M
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    El Arish Tropical Exotics, post: 269688, member: 6734 wrote:
    It’s a an emblematic representation of the times ;)

    True, but I have to admit that “scruffy” is pretty much my standard look these days (probably always was).

    Also means I blend in with the locals, life’s pretty relaxed most of the time this far from civilization, and from your new avatar seems we both have our priorities sorted :)

    One of my current gig’s includes a couple of hours a week doing some software training for a local NFProfit…which equals at least one day clean shaven and a decent shirt.

    #1222890
    Greg_M
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    El Arish Tropical Exotics, post: 269685, member: 6734 wrote:
    I can’t speak for everyone but I know in my experience it took work to change our strategy from “do everything, take everything, claw like a dog to make money, make sure the business survives and grow as much as possible” to “Hmm, I’m working my butt off and my quality of life sucks, how do I make the same amount of business more profitable” particularly when you are married to the other half of your business and they are a price dropper and stock expander. Some people never seem to come out of that initial strategy.

    When I was last active I was and am working on that. Surprisingly, I haven’t seen any drop in turnover even though I have an order minimum and pass credit card/paypal fees along to the customer. I’m targeting more high end stuff and all of this has given me more time to work on newsletters sales, fb, descriptions, etc and most importantly go fishing! It’s taken my other half a fit of time to come around but he’s finally seeing that the type of business we do makes a big difference, not just doing business.

    I don’t know what is going to happen in the future but I’m thankful that we don’t have a “big” little business and that we can downsize our expenses quickly if we have to. Being smaller gives you the ability to adjust faster so I feel as secure as I can at this point.

    Bert, I love your strategy, I’m scramble quarterly every time.

    Greg, love your new avatar :)

    Ann

    Thought it was time to update the avatar, the one I had was from about 5 years ago and made me look like a bank robber…now I just look old and unshaven.
    Cheers

    #1223167
    Greg_M
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    I’ve had some peripheral exposure to setting up a charity via a client who has done it. It’s a pretty tough set of criteria to meet and it took him about a year to do it…and he had a lot of experience in the field, plus a very solid background in the sector it will operate.

    Try; https://www.acnc.gov.au/

    I would have thought it would be pretty simple to just claim a deduction on anything your business donates.

    #1222888
    Greg_M
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    [USER=53375]@bb1[/USER] and [USER=78928]@Paul – FS Concierge[/USER] . I’ve been guilty of all of the above at various times in my working/business life.

    In part because I always had plenty of work and was usually paid well…when I had a cash flow shortfall I just worked longer and harder till it was fixed. That worked when I was young and all ribs and energy but proved to be a crap long term strategy.

    It was “the recession we had to have” that sorted it out for me (no work for a very long time). Virtually no cash flow is a very tough lesson in how to budget. I did learn, though as usual I did it the hard way :)

    Those that survive this current situation will hopefully learn the lesson being offered because I don’t see the possibility of any rapid improvement in the economy coming out of this lock down.

    The reason I say this is that I experienced at least 3 to 4 very very tough years coming out of the worst recession since the great depression and that recession really only hit a few sectors of the economy. There was still large parts of the economy that were hardly touched, which is not the case this time around.

    No one really knows what the new normal will be, but I suspect many people will have to lower their expectations of what financial success looks like.

    I think the only tip listed that will really be tough to achieve is no.1 (charge enough)…my experience is that it will be a race to the bottom on price. That’s already starting to some extent in construction (a traditional strategy). My construction clients in Vic are seeing contractors already prepared to cut their charge out rates in half to keep working. Mainly I suspect because they don’t have any buffers in place…but everyone who does will have to compete with them.

    #1222885
    Greg_M
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    The delivery “thing” must be a nightmare for online business atm. Like everyone else I’ve been ordering stuff quite regularly but at best arrivals have been erratic.

    We actually celebrated (finally) the completion of a new living area on the back of our old stone house by ordering a new smart TV (haven’t had a TV for 4 years) and an el cheapo “mesh” system to extend our wi fi…mesh nodes arrived as expected, TV a couple of days later (no big deal)…but the cheapest bit (the wall mounting bracket) has gone missing in action. Seems Toll got hacked on top of all the other issues they must be dealing with.

    The way business is being “hit” seems to be erratic also, our Victorian clients are busy and our remote work for them has increased substantially.

    Maybe some businesses have had time to reflect and work on what they “can” do while they’re in lock down.

    As a case in point (and why you shouldn’t burn your bridges with potential clients) I spent a lot of time and money pitching a local not for profit on fixing their admin systems…an ongoing dance over 3 years that I was about to put in the bin.

    With nothing better to do, they’ve decided to clean up their “act”. So I’m now being paid to fix it.

    Looks like full retirement is definitely on hold…but I am working on a cunning succession plan :)

    #1223069
    Greg_M
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    From what you’ve posted, I don’t think there’s anything wrong with FileZilla. The issue appears to be on the server.

    FileZilla is actually telling you why it’s not happy….all I did was Google…ECONNABORTED (from the log spit out) and I got this answer for an old FileZilla forum post;

    https://forum.filezilla-project.org/viewtopic.php?t=7688

    I haven’t used FileZilla for many years (or any FTP connections for that matter) but I do upload code and files to websites daily, so my experience is that server transfer logs usually hold the key to what’s stuffed up…though often in very obtuse language :)

    Not a solution, I’m sorry but possibly a clue to where to look, or who to punch.

    Cheers

    #1222576
    Greg_M
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    This ^

Viewing 15 posts - 1 through 15 (of 1,633 total)