Past-Member

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  • #1196553
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    [USER=69767]@eljai[/USER] – I would find out first if your mobile phone has reception at the venue because you can use that data (and upgrade it if necessary) to use with your laptop or tablet. I did this a few weeks ago using the new PayPal swipe gadget I purchased direct from PayPal. It connects to your phone by BlueTooth and works really well. However, you must have good mobile reception. https://www.paypal.com/au/webapps/mpp/accept-mobile-payments
    A dongle that has 2G of data would be plenty for me, it just depends on what your phone plan has. I prefer to just have one item.

    #1193937
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    Do you make the jewellery and bags? Thinking laterally, is there anything else you can add to the business whilst you have to pay the lease? For example, could you offer small workshops in jewellery making or bags and tooling in the shop – enough to cover the weekly rent?

    #1191730
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    Hi Burgo – I do hope you and your granddaughter have both healed well. So sorry to hear you were ill. I think ‘retirement’ is really just a ‘change of direction’. I believe you need to feel like you are contributing something worthwhile in some way in order to live a fulfilled life. I feel you will always contribute in some way. If it helps to know, my own hubby is almost 75 and intends to keep working full-time as long as he can. Being in his own business also is an encouragement in itself as he ‘loves his work’. Take some mindful moments and do what you feel is best for you. You will always be amazing no matter what you do. Happy 2016.
    [USER=58]@Burgo[/USER]

    #1191599
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    re What about an extra treat for yourselves?
    Oh dear – I’ve been doing that regularly lately – the last purchase was more beautiful candles and dangly ear rings (supporting local businesses).
    Enjoy the day everyone!

    #1191650
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    I agree with splitting the two niches. I think it is manageable – and as Bert said, one of them might be saleable in the future. And Jacqui is a great example. I split my business into two niches also fairly recently and am still developing the second strand, but I feel it’s the right thing to do because you are not trying to be everything to everybody in one place.

    #1191341
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    I really do empathise with you!

    Whatever your belief system is, see it as an opportunity to find out what you truly enjoy doing and the processes to manage it. It might be very much related or a strand of what your business is – it might also be something different.

    I find journalling each day really helps.
    ie writing when you can – typing if you really must. There is something healing about the actual writing down with a pen and seeing things on paper. I have beautiful journals with positive sayings in them and I also put clippings or daily meditations that I relate to. Also little sketches.

    Ground yourself.

    Get regular remedial massage therapy from someone you trust. Don’t just try one. Find one that works best for you.

    I’m going to send you a private email as well.

    Blessings.

    #1190521
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    I agree that anything more than 6 months old should be READ ONLY – this means that a new post can refer to an old thread for reference, but all new comments go in a new thread.
    I will add another few reasons to those of people coming and going and returning: juggling new bub, moving, illness, family caring commitments. Cheers.

    #1189898
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    I would like to encourage you to have an Accountant you can talk to. There are many reasons … but include (not in any order)
    – your fee to the Accountant is a direct tax deduction for the following year
    – you have more time to submit your tax return
    – they can help identify deductions you have not thought of including phone/internet/electricity portions etc
    – if you haven’t enough income to pay tax for the year, then some losses can be held over for another year
    These are just some of the reasons.
    You can also call the ATO and ask them for help. But having an Accountant you can trust from the beginning will set you on the right path.
    All the best.

    PS I am NOT an accountant.

    #1189829
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    If you are running a business, even though solo, you should register for an ABN. I declare my converted PayPal earnings as part of my overall earnings – I add my Australian earnings to my US earnings which are converted to AUS amounts in Xero.

    You could also check with the ATO.

    #1189789
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    Have you emailed Xero and asked them first? They usually reply within 24 hours for any questions I send them.
    And this page at the ATO might be a good place to start?
    https://www.ato.gov.au/individuals/international-tax-for-individuals/in-detail/foreign-income-of-australian-residents/converting-foreign-income-to-australian-dollars/

    #1189332
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    Welcome and congratulations! What fantastic products! I think you have a winner idea there. Sincerely wishing you much success!

    #1188157
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    Perhaps you should go to your nearest Fair Trading office – if in NSW it’s http://www.fairtrading.nsw.gov.au

    #1187942
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    Denone – I am not a financial adviser.
    But I would suggest that you (a) contact the ATO and ask for extension or readjustment and explain why. You might be better off going to an actual ATO office in person.
    (b) find another Accountant. There is no way my accountant would say that ‘there is nothing to be done’. They would first say they would contact the ATO on my behalf and discuss terms etc. and then sit with me and work out some kind of workable solution.
    There are accountants, and accountants.*

    It’s like medical doctors. If you are not happy or confident, I suggest you get a second opinion. You need good advice in order to go forward legally and confidently. All the best.

    *our accountant is both an accountant and solicitor and adviser.

    #1186381
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    I think you need questions at the beginning that include: ‘what do you think you would use graphic design for?’ ‘What do you think graphic designers do?’ etc. Most people don’t know.
    (PS I am a designer)

    #1185771
    Past-Member
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    • Total posts: 1,815

    All my email newsletters were using words that the spam checkers thought were dubious and wouldn’t allow them through. These innocuous words included: ‘music’, ‘cinema’, ‘movies’, ‘design’. I gave up.

Viewing 15 posts - 1 through 15 (of 1,757 total)